News analysis and perspective from National Mortgage News, an award-winning comprehensive digital resource serving the entire residential mortgage industry.

18 小时之前 · The MBA's monthly Mortgage Credit Availability Index climbed upward in January for the second month in a row to a reading of 99.0. The number grew 2.5% and comes after an 0.7% rise in December when the index score landed at 96.6.

5 天之前 · At the same time, the Lender Price tracker on the National Mortgage News website for the 30-year FRM was at 6.898%, compared with 6.939% one-week prior, a decrease of almost 4 basis points.. Zillow's rate tracker put the 30-year FRM at 6.52%, down 1 basis point from Wednesday; the average one week earlier was 6.61%.

2025年1月15日 · Sticky mortgage rates continue to hover in the mid-6% and higher ranges; the 30-year FRM moved up 10 basis points last week to 7.09%. The MBA benchmarked rates to the 2024 conforming loan limit of $766,550; the Federal Housing Finance Agency's new mark is 5% larger.. Jumbo borrowers are also seeing figures past 7%, with their 30-year interest rates rising 6 basis points to 7.05%.

2024年11月26日 · In November, mortgage rates moved higher, despite the Federal Reserve's recent cut of 25 basis points. Median payment amounts accelerated across the full range of housing and loan types, according to MBA. The median monthly amount needed to afford a newly built single-family home last month took an even larger …

The residential real estate market fluctuates based on the type, cost and inventory levels of homes bought and sold in a given area and drives mortgage demand.

2024年11月7日 · The 30-year fixed rate mortgage averaged 6.79% on Nov. 7, up from 6.72% seven days earlier, the Freddie Mac Primary Mortgage Market Survey said.The year-over-year spread was 71 basis points, when this rate was 7.5%.. Meanwhile, the 15-year FRM averaged 6%, a gain of one basis point from Oct. 31's 5.99%.

More "Airbnb-style" rental property loans are making their way into non-qualified mortgage securitizations and could they be acting differently from the traditional non-owner occupied loans, a Standard & Poor's report asks.

National Mortgage News is an award-winning comprehensive digital information resource serving the entire residential mortgage industry, including depositories, nonbank lenders and servicers, brokerage firms, vendors and regulators. In addition to providing news analysis and perspective, NMN convenes industry participants to provide insight on …

2024年9月25日 · Mortgage applications for the week ending Sept. 20 rose to their highest level since July 2022, the Mortgage Bankers Association said Wednesday. As mortgage rates fade, the association's Refinance Index jumped 20% weekly and …