FHA loan requirements are often more relaxed than the rules around conventional mortgage financing. Find FHA loan ...

It's possible to receive gift funds that would cover your entire FHA down payment, but you must follow guidelines, especially ...

HomePath can lead buyers to discounted home prices and more flexible financing plans, creating a way to save on a new home ...

A home inspection can save you thousands in the long run. Use this checklist as you walk the home with the licensed home inspector. Buying a home is an exciting milestone, but there’s a level of risk ...

A Mortgage Credit Certificate (MCC) is a federal tax credit program that allows eligible first-time homebuyers to claim a portion of their annual mortgage interest as a dollar-for-dollar reduction on ...

While experts recommend spending no more than 36% of your income on housing and debt payments, it can be an unrealistic number in many markets. Lenders allow up to 50% or higher in some cases. When ...

Gift money can come from relatives and even friends in some cases. It can cover your down payment and/or closing costs, reducing or eliminating the cash you need to close the home purchase. Money from ...

A home equity loan is a type of second mortgage, which is a loan that's secured by the underlying property. For homeowners looking to access the equity in their home, second mortgages and home equity ...

History has proven that high rates don't last long, just two years and nine months on average. Here's how that trend could affect 2025 mortgage rates. One thing you can count on in life is that ...