For the following Citi CD rates, we used a zip code for New York City, New York: The Citi Step Up CD is a CD that increases your rate every 10 months, with an interest rate range of 0.05% to 0.15% ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

Currently, the best 1-year CD rates are some of the best rates you can get on CDs in general. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

Because CIT Bank is an online-only bank, you can easily open a CD online in just a few simple steps. First, you’ll provide personal information like your name, Social Security number ...

The bank’s CD rates tend to be fairly competitive among online banks, and no minimum deposit is required to open a CD. Here’s an overview of Synchrony Bank Certificates of Deposit. Rates are ...

Its fixed-rate CD offers a variety of terms, while its Step Up CD and No Penalty CD come with more limited terms. All of Citibank’s CDs require a minimum deposit of $500. Your annual percentage ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

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These are the best banks for certificate-of-deposit customers. All offer above-average CD yields and each does at least one additional thing well, whether it’s allowing customers to take advantage of ...