Why We Like It Not only are there no monthly maintenance fees or account minimums, but you won’t face fees for replacing your debit card or stopping a payment. SoFi® charges no overdraft fees ...

Lock in your rate today. Connexus Credit Union offers competitive yields on its deposit accounts with few fees and a large fee-free ATM network. Read our review of Connexus Credit Union to learn more.

so keep in mind how long you can keep money in the account without potentially facing early withdrawal penalties. Also, make sure you know what steps you need to take once your CD term ends.