RBIs 25-bps rate cut, its first in five years, pressures private banks' NIMs while public banks remain stable. NBFCs may see ...

Among private sector banks, lenders such as ICICI Bank, Axis Bank and Kotak Mahindra Bank have reported an 18 bps, 8 bps and 29 bps dip in margins, respectively, over the past one year.

Indian private banks say they expect increases in defaults on small and personal loans due to slower economic growth to ...

Whenever people suddenly need money, they think of solving their problems with the help of personal loans. In such a ...

Amid the ongoing funding challenges and delayed payments, the Unified Lending Interface (ULI) is set to transform credit ...

While prepaying loans can lead to savings, borrowers must examine prepayment fees outlined in loan agreements. Personal loans ...

The repo rate influences interest rates on loans, including home loans. When the RBI lowers the repo rate, banks typically ...

The Reserve Bank of India cut its key repo rate by 25 basis points to 6.25%, the first cut in nearly five years. This ...

The 12 properties that Uday Kotak and his family bought are located at the Shiv Sagar residential development, according to ...

In this post, we’ll walk you through the essential aspects to consider before you apply for an instant personal loan.

India's IndusInd Bank reported a slightly sharper than expected drop in third-quarter profit on Friday, as it set aside more funds to cover bad loans and as asset quality ...

India's IndusInd Bank reported a fall in third-quarter profit on Friday, as it set aside more funds for potential loan losses amid a deterioration in asset quality. The ...