Large-scale attacks on health providers expose the data of millions of Americans each year. Consumers must remain vigilant, ...

Lenders offer personal loans for amounts as low as $1,000 to up to $100,000. To secure a personal loan of $50,000, borrowers will need to meet certain criteria, with credit score and history, proof of ...

If you lack a Social Security number, you might still be able to apply for some credit cards with an Individual Taxpayer ...

email account and phone number are made up and attached to that real Social Security number to create a new identity, ...

Credit reporting agencies are the companies that compile information from creditors to create your credit reports. Experian, Equifax and TransUnion are the three main credit reporting agencies, but ...

Small mistakes are a lot more common than you think, and they can do some serious damage to your credit score. Here's how to ...

The Consumer Financial Protection Bureau fined Equifax $15 million over credit reporting errors. The CFPB alleged the credit bureau failed to properly investigate consumer disputes. Credit reports ...

Still, the CFPB found a significant number of errors. In 2022, Equifax made a code change that affected the calculations of some consumers' credit scores. Equifax then sold the incorrect credit scores ...

The three major credit bureaus are Equifax, Experian and TransUnion. The credit bureaus manage records on your accounts, balances and the payments you make. Each credit bureau operates independently.

Equifax estimated that it lowered the credit scores on approximately 76,000 New Yorkers, although the New York Attorney General put the number at over 77,000 including soft pulls. "Credit scores ...