Bad debt, in my opinion, is any debt used to acquire a depreciating asset. Bad debt can also be any debt that has a high interest rate (think credit ... essential expenses so you can free yourself ...

Creditors cannot have you arrested for credit card debt, but they can sue you for payment. If sued and you do not respond, a default judgment may award creditors everything they’ve asked for and ...

Most personal loan terms have a one-year minimum, but that may still be too long for your liking. If you need a loan you can pay back quickly, such as for an unexpected expense, there are short ...

However, be aware of potential additional mortgage expenses and tax implications, and check with your lender before proceeding. We do ... credit score. How can you get a debt consolidation loan ...

One of the primary reasons we recommend small-business owners get a business credit card is to separate business expenses from personal ones. Since business expenses are generally tax-deductible, ...

If you've ever played a video game, you can relate to the concept of having to go through multiple levels to reach your goal.

Commissions do not ... major credit bureaus so your on-time payments can strengthen your credit score as quickly as possible. Our list of the best credit cards for bad credit can help you decide ...

However, whether you're approved depends on other criteria, too. What we'll cover What credit score do you need for Discover it cards? Credit score needed for the Discover it® Cash Back Credit ...

If you’re currently struggling with major debt and weighing your options, you’re not alone. Credit counseling and debt relief are two options that could help alleviate your burden. Here’s ...

There is a lot that I disagree with Dave Ramsey about. For one thing, I think he is dead wrong about credit cards. While he ...

This includes total household debt, credit card ... apps can help you keep track of all those numbers, plus offer useful budgeting features like debt calculators and expense tracking.