Used Bought 99 xlt 4x4 in 2015. I live in Iowa. I do a lot of hunting and wood hauling. So I use the 4x4 a lot. I pull a 5x8x3 trailer when wood cutting and load the truck and trailer down heavy.

Actual terms vary by lender. Used After a week of ownership, I'm very happy with my purchase. The truck is almost 10yrs old, but you can't tell because of the previous owner, and Toyota quality.