Regardless of why you want to refinance, it’s important to shop around for lenders that offer the best terms and customer support.

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Refinancing can save you a lot of money, but it’s not just about the interest rate. Enter your information below to see if it’s the right move for you.

Mortgage refinancing is seeing a sharp uptick. According to the latest data from Fannie Mae, refinance applications have increased by more than 16% recently — and are 31% higher year-over-year.

The current average rate on a 15-year refinance is 6.75% compared to the rate a week before of 6.68%. The 52-week high for a 15-year refinance rate was 6.76%, and the 52-week low was 6.02%.

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Check out today's 15-year refinance rates to see if one of these loans makes sense for you. 15-year refinance rates In February, 15-year refinance rates averaged 5.87%, according to Zillow data.

There are many good reasons to refinance, not to mention several reasons not to. Some experts predict that mortgage rates may decline in 2025, which could make refinancing more appealing.

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A cash-out refinance is a way to access cash by replacing your current mortgage with a new, larger loan. But if mortgage rates have risen since you bought your home, the costs may not be worth it.