Currently, the best 1-year CD rates are some of the best rates you can get on CDs in general. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

The biggest stories of the day delivered to your inbox.

Business Insider's personal finance team monitors the best banks and credit unions each day to help you open the right 5-year CD for you. The best 5-year CD rates far outpace the national average ...

These are the best banks for certificate-of-deposit customers. All offer above-average CD yields and each does at least one additional thing well, whether it’s allowing customers to take advantage of ...

When we removed the Casper Dream Hybrid from the box and the plastic, it looked more misshapen than the average mattress. The Dream has a memory foam layer in its construction, and memory foam is ...

If you love the thrill of air travel but could do without the turbulence and questionable food, this bizarre hotel room might be for ... ‘This feels like a dream.’ Others weren’t as struck ...

Natalia Gdovskaia / Getty Images If you're a fan of CD laddering, you've probably been enjoying the high annual percentage yields (APYs) of 2023 and 2024. However, with the Federal Reserve ...

The bank’s CDs have interest rates of up to 3.5%, which is fairly good, but not as competitive as some of the best CD rates. When it comes to choosing the right CD rate, it’s important to ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...