Full coverage car insurance provides liability insurance and coverage for your car (collision and comprehensive). Most drivers could benefit from this coverage. Lenders may even require it as part ...

With the average full coverage-car insurance policy costing a hefty $2,640 annually, according to Bankrate, you might be wondering if you’re getting optimal value for your hard-earned dollars.

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Florida drivers spend more on car insurance than most other drivers: Full coverage auto insurance averages $4,088 a year, according to Bankrate data, much higher than the national average of $2,458.

There are also discounts for having a new car, for taking over your parent's policy and for remaining a customer for at least three years. Average rate for full coverage: $1,897 per year [ Jump to ...

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A bare-bones liability policy will cost less than full coverage car insurance. But the trade-off is that you’re left financially vulnerable if you cause a major accident, and you won’t have ...