Because most households have relatively fixed and expected expenses each month, a single financial shock— such as a major car repair or a sudden loss of income—can make meeting those obligations more ...

This report seeks to develop a clear picture of the current state of household financial security. It explores the ways three components of family balance sheets—income, expenditures, and wealth—have ...

Each year, billions of dollars in improper payments are disbursed throughout states as a result of unemployment insurance (UI) fraud and overpayments. To address this problem, New Mexico’s Department ...

Adults who are incarcerated have a higher-than-average prevalence of infectious diseases, hypertension, asthma, arthritis, mental illness, and substance use disorders, often in combination. Since ...

Since March 2020, businesses across the country have endured rolling economic shocks stemming from public health restrictions, shifting consumer behavior, and labor and supply chain disruptions ...

As of December 2019, about 43 million Americans held federal student loans, and the education financing system is under growing pressure as more borrowers struggle to repay, a problem compounded by ...

Most title loans are structured as balloon-payment, also known as lump-sum payment, loans, as described above; some states also allow or require title loans to be ...

The United States is the oldest continuous democracy in the world, and a model and inspiration for other nations seeking to build democratic institutions. One of the core pillars of American liberty ...

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Minnesota and New Mexico stand at the forefront of states engaging in evidence-based policymaking. This comprehensive approach to incorporating evidence into public policy decision-making is used in a ...

At least 95 percent of individuals in state prisons will eventually return to communities. In fact, in a typical year more than half a million people do so, with many more coming from jails. A ...

Americans routinely reach for over-the-counter (OTC) drugs to treat a wide variety of ailments. And they have a growing number of choices at their local drugstore: The OTC market now includes more ...