Generally speaking, your HELOC limit won't grow automatically as your home equity increases. Lenders set your initial HELOC ...

Typically, homeowners seek home equity loans or lines of credit (HELOC) to access their equity, but a cash-out refinance can accomplish a similar result. A HELOC is a line of credit guaranteed by ...

Here are three benefits of using a HELOC now that homeowners may not have known: ...

If you’ve taken out a HELOC and realize you can get better rates or want to lower your monthly payments, you should refinance it. Read on as experts explain how to refinance a HELOC for best ...

The draw period on HELOCs is typically 10 years. At the end of your draw period, your lender may allow you to refinance your HELOC into a new credit line or another type of loan. If you don't ...

A fixed rate can protect you when general interest rates are rising. However, with some fixed-rate HELOCs, you can end up ...

Fly View Productions/Getty Images A Home equity loan gives you a lump sum to pay back over a set period with fixed payments, while a HELOC works more like a credit card, allowing you to access funds ...

If you already have an existing HELOC, you have two main choices if you want to increase your lending limit: Modify your loan or refinance into a new HELOC with a higher limit. Let’s look at ...

The best HELOC lenders have flexible payment options, allow high CLTV ratios, and more. Read through our top picks to find your HELOC lender.