Watch this video to see how to calculate your debt-to-income ratio. Start the day smarter. Get all the news you need in your inbox each morning. Finance company NerdWallet has a free online ...

This is why they calculate a debt-to-income ratio to judge how much of your income goes toward debt payments. Of course, the DTI isn't the only criteria a lender will look at, so don't feel too ...

If you're applying for a loan or a mortgage, one of the factors that lenders consider is your debt-to-income ratio. Your debt-to-income ratio (DTI) is an important factor in the borrowing process ...

A gearing ratio measures a company's level of debt. Here are some guidelines for a good, bad, or normal gearing ratio.

To calculate your DTI ratio, divide your monthly debt payments by your gross monthly income. While there’s no minimum income requirement for a mortgage, your income does influence your DTI ratio.