Not all debt is bad, but knowing the difference between good debt and bad debt and how to use them can help you get ahead ...

According to the Federal Reserve Bank of New York, total American household debt equaled $16.51 trillion ... to improve your credit score, maximize cash flow and rack up rewards points.

Click here to find out more » AutoNation's (NYSE:AN) EBITDA and free cash flow fall with bank debt covenants looming. Bank facility rates are at risk. Car sales profits shrink significantly.